• Federal Reserve System
  The Federal Reserve is the central bank of the United States. Its unique structure includes a federal government agency, the Board of Governors, in Washington, D.C., and 12 regional Reserve Banks. Reflecting this structure, which balances centralization with regional presence, the Fed has web sites that are national in scope and regional.

• Board of Governors of the Federal Reserve
  
  
• Community Affairs in the Federal Reserve System
  - the Fed's efforts to encourage community development
  
  
• FederalReserveEducation.org
  - Fed educational resources for teachers and students
  
  
• Federal Reserve Financial Services
  - a menu of Fed services for bankers
  
  
• Federal Reserve System Discount Window
  - Fed lending to depository institutions
  
  
• Fed In Print
  - a wide range of economic research articles published by the Fed
  
  
• Publications Catalog
  - online storehouse of periodicals, pamphlets, comic books and videos
  
  
• Reporting and Reserves
  - the financial and regulatory reports filed with the Fed and the required reserves bankers must hold
   
  

  12 Federal Reserve Banks

• Federal Reserve Bank of Atlanta
  The Federal Reserve Bank of Atlanta is part of the central bank of the United States. The Federal Reserve System--the Fed, as it is often called--consists of twelve Reserve Banks located around the country and the Board of Governors in Washington, D.C.
  
  
• Federal Reserve Bank of Boston
  The Federal Reserve Bank of Boston was organized in October 1914. It opened for business on November 16, 1914, in temporary quarters at the corner of Milk and Pearl Streets with a staff of three officers and 14 clerks. Permanent quarters were secured on January 1, 1915, at 53 State Street, formerly occupied by The First National Bank of Boston.
  
  
• Federal Reserve Bank of Chicago
  The Chicago Fed is one of 12 regional Reserve Banks. The Reserve Banks, together with the Board of Governors in Washington, D.C., serve as the nation's central bank. Congress created the Federal Reserve System in 1913. Its mission is to foster a stable financial system and a healthy growing economy. The Chicago Fed is guided by its vision and mission.
  
  
• Federal Reserve Bank of Cleveland
  The Federal Reserve Bank of Cleveland was established in 1914 as a part of the Federal Reserve System, the central bank of the United States. The Cleveland Fed took up residence in its current home in the heart of downtown Cleveland in 1923.
  
  
• Federal Reserve Bank of Dallas
  "Texas Wants Reserve Bank," proclaimed the Texas Bankers Record in February 1914. Eager Texans from Dallas, Fort Worth and Houston made passionate pleas at the Reserve Bank Organization committee hearing that February in Austin to have a Reserve Bank in their cities.
  On October 16, 1914, the first official meeting of the Federal Reserve Bank of Dallas board of directors was held in the Directors Room at City National Bank of Dallas, and on November 16, 1914, the Dallas Fed opened for business.
  
  
• Federal Reserve Bank of Kansas City
  The Federal Reserve Bank of Kansas City, like the other 11 Reserve Banks, has a research staff that keeps in touch with current developments in the economy throughout its district. As a result, the Bank is able to report to the Federal Reserve Board of Governors, other Federal Reserve Banks, and the public on current conditions in this area. But, most importantly, this information is reported to the Federal Open Market Committee (FOMC), which meets eight times a year in Washington, D.C.
  
  
• The Federal Reserve Bank of Minneapolis
  The Minneapolis Fed, with one branch in Helena, Montana, serves the Ninth Federal Reserve District. Included in the district are Minnesota, Montana, North and South Dakota, 26 counties in northwestern Wisconsin and the Upper Peninsula of Michigan.
  The Ninth Federal Reserve District has a diverse economy, from mining to tourism to agriculture and technology.
  
  
• Federal Reserve Bank of New York
  The Federal Reserve Bank of New York is one of 12 regional Reserve Banks which, together with the Board of Governors in Washington, D.C., make up the Federal Reserve System. The "Fed," as the system is commonly called, is an independent governmental entity created by Congress in 1913 to serve as the central bank of the United States.
  
  
• Federal Reserve Bank of Philadelphia
  The Federal Reserve Bank of Philadelphia is responsible for the Third District, which covers eastern Pennsylvania, southern New Jersey, and the state of Delaware. Like all Reserve Banks, the Philadelphia Fed has a large and varied constituency, including depository institutions, local businesses, consumers, investors, educators, and community groups.
  
  
• Federal Reserve Bank of Richmond
  The Richmond Fed is headquarters for the Fifth Federal Reserve District, which includes Maryland, Virginia, North Carolina, South Carolina, and most of West Virginia. In addition to the Richmond, Va., headquarters, branch offices are located in Baltimore, Md., and Charlotte, N.C., and specialized check processing centers in Charleston, W.Va., and Columbia, S.C.
  
  
• Federal Reserve Bank of St. Louis
  The Federal Reserve Bank of St. Louis was established in 1914, after the creation of the Federal Reserve System in 1913. The St. Louis Fed is the headquarters of the Eighth Federal Reserve District and has branches in Little Rock, Louisville and Memphis. The District includes all of Arkansas and portions of six other states: Missouri, Mississippi, Tennessee, Kentucky, Indiana and Illinois.
  The St. Louis Bank serves most of eastern Missouri and southern Illinois.
  
  
• Federal Reserve Bank of San Francisco
  The Twelfth Federal Reserve District includes the nine western states--Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, and Washington--and American Samoa, Guam, and the Northern Mariana Islands. Branches are located in Los Angeles, Portland, Salt Lake City, and Seattle. The largest District, it covers 35 percent of the nation's landmass, ranks first in the size of its economy, and is home to approximately 20 percent of the nation's population.
  

Bank of America
The reason Bank of America is in business is to help make communities stronger and to help people achieve their dreams. We fulfill this purpose by reaching for higher standards in everything we do -- for our customers, our shareholders, our associates and our communities, upon which the future prosperity of our company rests.

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