Advantages and Disadvantages of Shopping Online
Why buy online? Why not buy online? Have you ever considered the pros and cons to shopping at a retail store vs shopping online? Let's take a look at the advantages and disadvantages of purchasing online…
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Money - The Currency of Fools
I received an email last week - from someone that I do not know and never heard of - asking me to promote his new book to you, my readers and viewers. Being completely open to what can happen on the spur of the moment, I had a good look at the pre-launch information that he sent me because, even though the book's title referred to making a whole heap of more income, he told me that his definition of income was all the things that "come in" to your life - an idea that is close to my heart …
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The Financier
Published in 1912, The Financier, a novel by Theodore Dreiser, is the first volume of the Trilogy of Desire, which includes The Titan (1914) and The Stoic (1947)…
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How To Conduct an Assets Investigation
Conduct an assets search to ascertain what assets and income your subject has, and to make sure the assets will be available should you win a judgment, and before taking possession of an asset - like an automobile or a boat - with a lien against it…
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Is New World Order Coming Soon?
Aldous Huxley wrote the dystopian novel Brave New World in 1931 at the inauguration of the last Crisis period in America. Dystopia is the often futuristic vision of a society in which conditions of life are miserable and characterized by poverty, oppression, war, violence, disease, pollution, nuclear fallout and/or the abridgement of human rights, resulting in widespread unhappiness, suffering, and other kinds of pain…
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5 Tips For Choosing A Worthwhile Charity
The call to make a positive difference in the larger world around us is heard by millions of people every day. Most of us just put it off because we are understandably busy with our day-to-day lives of surviving and thriving…
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Recycling plastic and glass - why it makes a difference
With a little understanding of the issues involved, we can re-use or recycle most of the masses amount of waste we produce from plastic and glass and at the same time we can reduce costs, save energy, protect the environment and even create new jobs…
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Public-key cryptography
Public-key cryptography, or asymmetric cryptography, is any system of encryption wherein cryptographic keys are paired, such that an encryption performed with one key can be decrypted only by the other member of the pair, and possession of one key does not enable the practical computation of the other…
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Advertising
Below you will find a variety of quotes concerning some aspect or effect of advertising. Some are pithy, some are pointed, and others are simply important. I've even sprinkled a few of my own quotes among them…
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Chargeback
Chargeback is the return of funds to a consumer, mainly used in the United States, forcibly initiated by the issuing bank of the instrument used by a consumer to settle a debt. Specifically, it is the reversal of a prior outbound transfer of funds from a consumer’s bank account, line of credit, or credit card…
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Leasing Is Often Better Than Buying
Leasing refers to an owner, or lessor, selling use of his property (equipment, automobile, home, or business) to a lessee. For many individuals, leasing is a good alternative to buying because leasing requires less equity and, therefore, more people have the qualifications to lease than to buy…
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The Space Industry in Russia
The recent (December 2005) spate of news about Russia's space program was decidedly mixed. According to Space News, the 17-country European Space Agency (ESA) declined to participate in Russia's $60 million, two-year Clipper manned and winged space vehicle program, a touted alternative to NASA's Crew Exploration Vehicle…
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Block chain (database)
A block chain or blockchain is a distributed database, introduced in Bitcoin, that maintains a continuously-growing list of data records that each refer to previous items on this list and is thus hardened against tampering and revision…
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Reserve requirement
The reserve requirement (or cash reserve ratio) is a central bank regulation employed by most, but not all, of the world’s central banks, that sets the minimum fraction of customer deposits and notes that each commercial bank must hold as reserves (rather than lend out)…
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Capital requirement
Capital requirement (also known as regulatory capital or capital adequacy) is the amount of capital a bank or other financial institution has to hold as required by its financial regulator. This is usually expressed as a capital adequacy ratio of equity that must be held as a percentage of risk-weighted assets…
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How to Save My Home from Foreclosure
The Great American Dream of homeownership is what many in our country diligently strive for. Homeownership brings many benefits, as well as responsibilities. Entrance into the status of homeowner may come with little or no cash investment for a down-payment…
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Bank regulation
Bank regulation is a form of government regulation which subjects banks to certain requirements, restrictions and guidelines. This regulatory structure creates transparency between banking institutions and the individuals andcorporations with whom they conduct business, among other things…
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The Iraqi Dinar In A Nutshell
The Iraqi dinar was introduced into circulation in 1931 and was at par with the Pound sterling. The Iraqi dinar replaced the Indian rupee that was the official currency at the time of the British occupation in World War I. After the 1958 coup d'etat, the Iraqi dinar was dissociated from the Pound sterling, but continued to have a very high value…
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Bitcoin
Bitcoin is a digital asset and a payment system invented by Satoshi Nakamoto, who published the invention in 2008 and released it as open-source software in 2009. The system is peer-to-peer; users can transact directly without an intermediary…
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Will The Iraqi Dinar Rise Now That The Constitution Is Approved?
The current constitution of Iraq was approved by an October 15, 2005 ratification vote. The proposed constitution was drafted in 2005 by members of the Interim Iraqi Government to replace the Law of Administration for the State of Iraq for the Transitional Period, which had been put in force by the Coalition Provisional Authority after the Iraq War and occupation of Iraq by the United States and Coalition forces…
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Financial regulation
Financial regulation is a form of regulation or supervision, which subjects financial institutions to certain requirements, restrictions and guidelines, aiming to maintain the integrity of the financial system. This may be handled by either agovernment or non-government organization…
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Virtual currency
A virtual currency or virtual money has been defined in 2012 by the European Central Bank as «a type of unregulated, digital money, which is issued and usually controlled by its developers, and used and accepted among the members of a specific virtual community.»…
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Digital currency
Digital currency or digital money is an Internet-based medium of exchange distinct from physical (such as banknotes and coins) that exhibits properties similar to physical currencies, but allows for instantaneous transactions and borderless transfer-of-ownership…
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All Coin Dealers Are Not Created Equal
Why do I Need a Coin Dealer?
It is very difficult to build a collection of rare coins without a connection to a good coin dealer. If you are an investor hoping to make a profit with your collection of rare coins, building relationships with good coin dealers is vital to your success…
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List of cryptocurrencies
This is a list of cryptocurrencies. There were more than 669 cryptocurrencies available for trade in online markets as of 24 August 2015 and more than 740 in totalbut only 9 of them had market capitalizations over $10 million…
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Cryptocurrency
A cryptocurrency (or crypto currency) is a medium of exchange using cryptography to secure the transactions and to control the creation of new units. Cryptocurrencies are a subset of alternative currencies, or specifically of digital currencies. Bitcoin became the first decentralized cryptocurrency in 2009…
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Payment system
A payment system is any system used to settle financial transactions through the transfer of monetary value, and includes the institutions, instruments, people, rules, procedures, standards, and technologies that make such an exchange possible…
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Legality of bitcoin by country
The legal status of bitcoin varies substantially from country to country and is still undefined or changing in many of them. While some countries have explicitly allowed its use and trade, others have banned or restricted it. Likewise, various government agencies, departments, and courts have classified bitcoins differently…
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History of Bitcoin
Bitcoin is a cryptocurrency, a form of money that uses cryptography to control its creation and management, rather than relying on central authorities. However, not all of the technologies and concepts that make up bitcoin are new; the presumed pseudonymous Satoshi Nakamoto (the creator of bitcoin, see below) integrated many existing ideas from thecypherpunk community when creating bitcoin…
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Favorite Gold Coins To Collect For Investment
Why Gold American Eagle Coins are Popular among Collectors.
Gold coins are a favorite of coin collectors with an eye toward investment. Not only are golden coins lovely to behold, but they also have a value that is guaranteed, due to their precious metal content…
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Identifying US Coins With Bullish Futures
Okay, let’s get something straight… I do not advocate the purchase of United States coins strictly for investment purposes. Like most traditional collectors, I believe coins are to be primarily appreciated for their artistic beauty, historical connections, and the joy of pursuing them. However, it should be no secret that a significant number of us do add to our numismatic holdings while simultaneously peeking at the payback angle, too…
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The Top Five Morgan Silver Dollars
Why waste everyone’s time? Let’s skip the appetizers and get to the meaty stuff right now: The Morgan silver dollars poised to increase the most in value in the years ahead are the 1895, 1892-CC, 1894, 1878-CC, and the 1883-CC. Pretty bold prediction, eh? At this point, the reader now has three options…
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Bitcoin network
The bitcoin network is a peer-to-peer payment network that operates on a cryptographic protocol. Users send bitcoins, the units of currency, by broadcastingdigitally signed messages to the network using bitcoin wallet software…
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Digital wallet
A digital wallet refers to an electronic device that allows an individual to make electronic commerce transactions. This can include purchasing items on-line with a computer or using a smartphone to purchase something at a store…
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